Investors with free capital are constantly looking for objects for a profitable investment and increase their funds. It is necessary to select options with the optimal ratio of risk and return, taking into account the rule: the greater the potential profit, the higher the risk. Bank deposits are not suitable for this purpose, since the level of income on them is usually comparable to the percentage of inflation. Investing in securities on the stock market is rightly popular among thousands of investors, but you should remember to diversify possible risks and consider other areas for investing.
The most stable is usually the precious metals market. Therefore, to save part of the capital, you can pay attention to investing in valuable coins. The cost of coins from precious metals correlates with the exchange price of gold and has minimal volatility. In addition, they may have collectible value, are not subject to value-added tax and are able to generate profit in the long term.
Features of investment coins
To store capital, special coins are used. They differ from money in circulation due to the following features. For the manufacture of investment coins, gold, silver or platinum of the highest standard is used, without additives. They are issued by the central bank, and are acquired by investors to save capital and profit from the subsequent sale.
Coins are issued in a large circulation, which is usually not dedicated to any events. In this they differ from collectible money. The value is formed due to the use of precious metals of the highest standard, and not due to the demand among numismatists. A simple pattern is applied to the obverse and reverse, the type of metal used, its weight and fineness, as well as the monetary value must be indicated on the product.
The cost of the product is determined not by its face value, but by the real price of the used precious metal, relevant at the time of purchase. Coins are sold in plastic envelopes to protect them from external influences. Since there are no alloying additives in the precious metal from which they are made, the surface of the coins is easily damaged. This will reduce the price of the coins. The main feature and the main attractive feature of investment coins is that you do not need to pay additional taxes when buying them. Gold items are the most popular.
What should be considered when investing in coins?
- The minimum investment period is from five years, short-term deposits may not bring income due to the low volatility of the precious metals exchange rate.
- To avoid fakes, it is better to purchase coins in banking institutions and from large coin dealers. Each bank sets the cost independently, so you need to compare prices before buying.
- The best coins to invest in are those that can acquire collectible value. You can buy them at the price of the precious metal and get more profit in the future, as they will be valued by numismatists.
It is worth noting that you need to store not only coins, but also documents on their acquisition. In the future, this will make it possible not to pay taxes on their implementation.